Courtesy of
Stan Koshinski
(352) 322-2964


Self-Employed? Home ownership is in reach.
Many would-be home buyers - particularly those who are self-employed - sit on the sidelines for fear they won't qualify for a mortgage. 

But those fears may be unwarranted. Self-employed buyers make up a huge share of today's home purchases, and lenders are making it easier than ever for them to qualify. 

Are you self-employed and looking to buy a home? A few things may help smooth the buying process:
  • Choose a bank statement loan, which allows you to qualify based on cash flow, not W-2s or paystubs
  • Have at least two years of self-employment income on your tax returns
  • Leverage a great credit score or have a significant down payment
The Perks of Buying a Home in Winter
The weather's dreary and it's a pain to go outside, but there's one thing winter has going for it: it's a great time buy a house. 

For home buyers, winter brings:
  • Less competition
  • Lower home prices
  • More room for negotiation
  • More available vendors (real estate agents, mortgage lenders, home inspectors, etc.)
  • Special incentives (especially with new construction)
There's also the perk of seeing homes during the harshest of conditions. How does the home hold up? Are there issues with the heating or landscaping that will need to be handled? 

If you're thinking of buying a home this winter, let me know. I'll help you get you through the process.
New to the Market
17906 SE 89th Rothway Court, The Villages, Florida 32162
3 Bedrooms  |  2 Bathrooms  |  1,855 Square Feet  |  Listing ID # 568062
Featuring new carpeting in the bedrooms, new laminate flooring in the living areas and tile in the bathrooms. This is a spacious home capable to accommodating a king size bed in the master bedroom. Eat-in kitchen with bay windows and plenty of cabinet space/counter area. You'll love the covered and screened lanai surrounded by lush, beautiful landscaping making it very private. Patio furniture stays! Irrigation system. Architectural shingles in 2012 (30 year), special heavy duty flooring in the garage and a second newer double door refrigerator in the indoor laundry room. Low bond balance! Endless amenities! The Villages, ''Florida's Friendliest Hometown'', Welcomes You!

Learn More
Why 2020 is the Time to Get Out of the Rent Race
If you're on the fence about buying a home, now's the time to hop off. 

With national rents at all-time highs, American renters are now paying more than ever to live on someone else's property. On top of this, renting also means:
  • Less design freedom and flexibility
  • Little privacy, peace and quiet
  • Parking, space and storage issues
  • Building equity for someone else (not yourself!)
  • No long-term ROI or credit benefit, despite making on-time payments
With rents only continuing to rise (meaning saving money for a down payment is getting harder), there's never been a better time to get out of the rent race.
Stan Koshinski

RE/MAX Premier Realty
1910 SW 18th Court/Bldg 100, Ocala, FL 34471
Each Office Independently Owned and Operated.
©2020 Imprev, Inc. Pub 1/20