September Edition
Stan Koshinski
Realtor
(352) 322-2964

        

Choosing the Right Mortgage Lender
Picking a mortgage lender is a big decision. After all, they'll be handling what's likely the biggest transaction of your life (not to mention managing your loan for decades to come). 

Want to make sure you choose right? Here's how:
  • Ask for referrals from friends, neighbors and your agent.
  • Read reviews on each lender you consider. Check with the Better Business Bureau, Yelp and Google.
  • Compare rates and closing costs. Make sure you're comparing the same things, too.
  • Look beyond costs. Consider their reputation, average closing times and even how easy/digital their process is.
Make sure to ask your agent, too. They'll know highly-rated lenders in your area.
The Dangers of Buying a Home without a Realtor
Considering buying a home without an agent's help? While it is possible, it's certainly not in most buyers' best interests. 

Going solo with a home purchase often means:
  • Paying more than is necessary, due to limited market knowledge and negotiation skills
  • Costly contract errors, particularly if certain contingencies are left off
  • Missed properties, especially with pocket listings and other up-and-coming homes
  • Difficulty finding vendors, like home inspectors, mortgage lenders, title agents, etc.
Since agents typically schedule and lead showings, forgoing representation may also make it hard to tour potential properties you're interested in. Remember, buyer's agents are paid for by the seller; it can only hurt to go it alone.
New to the Market
3401 SE 49th Avenue, Ocala, FL 34480
$399,900
4 Bedrooms  |  3 Bathrooms  |  2,400 Square Feet  |  Listing ID 561205
This is the one!  Beautifully kept 4 bedroom, 3 bathroom home in gated Magnolia Manor with an enclosed in-ground pool (with waterfall!) sitting on a roomy acre lot. But that's not all... attention to detail around every corner. Enjoy the eat-in kitchen, but entertain in the formal dining room. Hand scraped hardwood floors, grand double front doors, large custom entertainment unit in the great room, infinity sliders to the pool deck out back, split bedroom plan, butler pantry, sky-high 12 foot ceilings. large master bathroom with all the bells and whistles. We could go on and on but you need to see it to believe it. All this and much, much more in a very highly sought after school zone!  Minutes to shopping, dining, schools, hospitals and downtown Ocala.  Call me to schedule a showing.


Learn More
Selling Your Home: How it All Works
Thinking of selling your home? 

Here's what you can expect from the process:
  1. You'll meet with a listing agent to talk about pricing and timing.
  2. Your agent will list the property on various platforms. He/she will then coordinate showings with potential buyers.
  3. You'll evaluate offers as they come in and negotiate counter-offers through your agent. Once you come to an agreement, you'll sign the contract.
  4. The buyer will order a home inspection, and their lender will order an appraisal.
  5. Once the buyer's mortgage is approved, you will sign your papers and finalize the deal.
Your agent may also hire a photographer to capture images of your home before listing it.
Stan Koshinski

RE/MAX Premier Realty
1910 SW 18th Court/Bldg 100, Ocala, FL 34471
Each Office Independently Owned and Operated.
©2019 Imprev, Inc. Pub 10/19