Courtesy of
Mindy Dougherty
(727) 314-5553 (Direct)
(727) 953-6306 (Office)


Are second homes a good investment?
For decades, buying a second home was pretty much a single-dimensional experience. You bought a place where you would either vacation, or live for several months of the year (often to enjoy a nicer climate). 

But with the emergence of home-sharing services like Airbnb, HomeAway and VRBO, second homes are offering you a whole new dimension. Now you can have a place for part-time living, and when you're not using it, the home can provide you with a regular revenue stream.

Purchasing a second home has become a true investment opportunity, not simply a lifestyle choice. So much so that even major hotel chains like Hyatt are jumping in. The key, as always with real estate, is location, location, location.
Is it harder to get a home loan if you are self-employed?
When you're self-employed, getting a home loan is going to be a little more involved than if you were a salaried employee. There's more paperwork, tighter qualifying rules, and you'll need to show a stable income. 

The good news is it's getting easier for you and 14 million other Americans who are self-employed to get approved. Recently, Fannie Mae released new guidelines that are a big plus for self-employed borrowers:
  • In certain cases, income documentation is being reduced from two years of federal income tax returns to one. 
  • A new income calculation is being introduced for business owners with little or no history of distributions. 
  • The new guidelines are more flexible in dealing with "moonlighting" or extra part-time jobs. 
If you're self-employed, talk to a local lender and learn more. 
Now Accepting Reservations!
2nd Ave. S. & 2nd St. S., Safety Harbor, FL 34695
Coming Soon!
2-3 Bedrooms  |  2-3.5 Bathrooms  |  1260-2369 Square Feet
Call today to reserve your new home, choose your finishes and finalize your upgrades! 
Four luxury townhomes with fenced green space include a 2 car garage, 3 bedrooms, 3.5 baths, 2,369 square feet of living space just steps from downtown, the marina and Tampa Bay serenity. *Elevator options available.
Twelve Condominiums range from 1,260-1,755 square feet, include 2-3 bedrooms, 2.5 baths, under building and reserved parking, balcony’s with bay views and in unit laundry. 
Units include Exclusive Free membership to the Safety Harbor Resort and Spa for 3 years with owner discounts thereafter.

Learn More
Do better schools mean higher home values?
The data is clear: Homes in the best school districts sell for higher prices than similar homes in less-popular school districts. Research also tells us that one of the most important factors that buyers consider when buying a home are schools. One study shows buyers are willing to pay as much as $50 a square foot extra for a home in a better school district. 

A 2013 realtor.comĀ® survey of buyers found that 91 percent said school boundaries were important in their search. Buyers are even willing to give up things to buy near a good school district. One in every five buyers would give up a garage or bedroom. One in three would settle for a smaller home to get access to a good school. Over half would sacrifice nearby shopping options for a better school.

Is being near a top school district important to you?
Mindy Dougherty

RE/MAX By The Bay
100 Main Street, Safety Harbor, FL 34695
Each Office Independently Owned and Operated.
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