Courtesy of
Mindy Dougherty
(727) 314-5553 (Direct)
(727) 953-6306 (Office)


Why homeownership is important to Americans
Nearly every survey over the last 50 years shows that the vast majority of Americans consider homeownership to be part of the American Dream. It's still true today. A recent National Association of REALTORS® (NAR) survey found 87% of consumers said homeownership is part of their American Dream.

Homeownership remains the greatest source of wealth among Americans. Economists tell us that for every two homes sold, one job is created in the U.S. Every home purchased generates as much as $60,000 in economic activity over time. 

Also, Fannie Mae research shows that:
  • Homeownership creates safer, more stable neighborhoods.
  • Homeowners vote more often than renters, and they are happier and more satisfied then renters.
  • Children of homeowners do better in school, with higher test scores and lower anti-social behaviors.  
The bottom line: in America, homeownership matters. 
Make a great impression with sellers
When it's a seller's market, you can't always compete against an all-cash offer from a buyer wiling to close quickly. But there are some things you can do to make a great impression with sellers:
  • Making a higher down payment – 25 percent or more. Sellers will worry less that you won't qualify for a mortgage and know you are a serious buyer. 
  • Offering to make a larger earnest money deposit can impress: it signals you won't easily back out of the deal. 
  • Shortening the contingency period and not asking for large seller concessions shows you're committed to moving quickly. 
  • For the right seller, a heartfelt "buyer's love letter" may tip the scale in your favor. 
Sometimes it's not the highest-priced offer that wins the day, but a buyer willing to go the extra mile.  

4 Bedrooms  |  2 Bathrooms  |  2,052 Square Feet
Situated amongst a quiet cul-de-sac in beautiful Safety Harbor, just minutes from Philippe Park, the historic downtown district and harbor/marina is this lovely 4 bedroom, 2 bath pool home. With a 1/4 acre of property and over 2,000 square feet, this home features a side-entry garage and cozy front porch all surrounded by stately trees and lush tropical landscaping. A/C, Roof, & Windows have all been replaced since 2012. The pavered pool was resurfaced with new tile in 2018. Retention wall on the front elevation and french drain added in the last 2 years. The foyer welcomes you with contemporary slate tile and convenient closet space. The living room and family room each offer excellent gathering space along with a formal dining room for larger entertaining. Sliders off the dining room and family room make outdoor living a breeze! Hardwood floors, ceramic tile and carpet round out the flooring throughout the home. The chef’s kitchen offers quality wood cabinetry, closet pantry, breakfast bar, granite countertops and backsplash and a full line of stainless steel appliances. Step outside to your huge resort style swimming pool and screened lanai – ready for barbecues, weekend lounging, celebrations and so much more! Nearby schools include Safety Harbor Elementary, Safety Harbor Middle and Countryside High. Call today for your private viewing. The home was remediated in 2012. All reports are available with a transferrable warranty and is insurable. Current owner pays less than $2000/yr.
Will a new Starbucks nearby increase the value of your home?
Does the value of your home depend on how close you live to a Starbucks? Believe it or not, research shows there is a "Starbucks effect" on property values. A study of property values between 1997 and 2014 looked at homes within walking distance – one quarter of a mile – of a Starbucks and found they appreciated at a rate of 96. That compares to the national appreciation average of 65 percent for the same period.

But not all coffee places are created equal. The study by Zillow also found that homes near Dunkin' Donuts appreciated just 80 percent during the same period. Another study by RealtyTrac shows that a home sharing a zip code with a Trader Joe's location grew 40 percent since it was purchased, versus the national average of 34 percent.
Mindy Dougherty

RE/MAX By The Bay
100 Main Street, Safety Harbor, FL 34695
Each office independently owned and operated.
©2018 Imprev, Inc. Pub 8/18